Visa Stock Forecast: Q3 Earnings Could Spark a Bullish Rally

With a strong Q3 earnings report approaching, Visa (NYSE: V) may be preparing for a bullish rally. Investor confidence continues to rise as forecasts point to steady revenue growth and expanding profit margins, reflecting ongoing strength in consumer spending and global payment volumes.

Visa is due to report on 28 October 2025, with a predicted earnings per share (EPS) of $2.97, broadly in line with last quarter’s $2.98 and approximately 9.6% higher than last year’s Q3 EPS of $2.71. This steady earnings growth could support Visa’s share price forecast, though the stock’s 23% rise over the past year suggests much of this optimism may already be priced in. Still, with Visa’s robust fundamentals and leadership in digital payments, it remains an attractive stock for investors. For those using leverage carefully, this could present a timely opportunity.

Furthermore, Visa maintains solid valuation ratios, with a price-to-earnings (P/E) ratio of 34.34 and a forward P/E of 27.08, supporting a Visa price target range between $387.35 (upside of 11.12%) and $436.67 (upside of 25.34%). Analyst sentiment remains overwhelmingly positive, with 21 buy ratings and 4 hold ratings, and an average analyst target of $399.05, representing a 14.87% potential upside.

From a technical analysis perspective, Visa stock appears to be in a period of market consolidation. Key indicators on the daily timeframe — including an RSI of 54, a MACD with small histograms, and narrow Bollinger Bands — suggest muted volatility in the short term as traders await earnings results.

Outlook for Traders and Investors

Given the short-term consolidation, Visa’s share price remains range-bound ahead of the earnings release. However, if Visa’s Q3 2025 earnings report on Tuesday, 28 October meets or exceeds expectations, analysts anticipate a potential price breakout. Strong analyst ratings, favourable valuation levels, and consistent earnings growth could provide further support for the stock.

Overall, Visa’s strong fundamentals, consistent earnings performance, and global payments leadership continue to make it a top S&P 500 stock to watch for both traders and long-term investors.